Insurance and Claims
Insurance and Claims
Kansas State University can provide a variety of insurance and claims types to accomodate university business. View specific information below for:
- Kansas Tort Claims Act (KTCA)
- General liability
- Auto liability
- Property
- Equipment
- International travel
- Workers' compensation
- Third-party insurance
- and more
Kansas Tort Claims Act (KTCA)
According to the Kansas Tort Claims Act, K.S.A. 75-6101 (pdf), et seq., the State of Kansas has assumed liability for the negligent or wrongful acts and omissions of its employees and agents, including students – when they are State of Kansas employees – acting within the scope of their responsibilities on behalf of the State of Kansas, which includes Kansas State University. The liability for claims within the scope of the Act may not exceed Five Hundred Thousand Dollars ($500,000) per occurrence.
The Kansas Tort Claims Act provides important liability protection for the KBOR member institutions. KBOR members jointly purchase the following insurance policies to provide coverage in areas not covered by the Tort Claims Act.
- Automobile liability
- Cybersecurity, privacy and liability
- Property and business interruption
Proof of Coverage
Email risk@k-state.edu to request a KTCA coverage letter.
General Liability
Proof of Coverage
Email risk@k-state.edu to request a KTCA coverage letter.
Claims
Email risk@k-state.edu to request a general liability claim.
Auto Liability
Proof of Coverage
Email risk@k-state.edu to request an auto liability insurance card.
Claims
Complete the Auto Accident Report form and follow the notification instructions at the bottom of the form.
Property
Proof of Coverage
Should your department need to request evidence of property insurance coverage, complete the Certificate Request form (pdf).
Claims
Departments or units should complete the Kansas Property Claims Form (pdf) to report property damage or business interruption incidents on campus.
Equipment
Purchase Coverage
Departments can purchase optional inland marine insurance to cover direct physical loss or damage to specifically scheduled equipment. Please email risk@k-state.edu to explore coverage options.
Claims
Departments with scheduled equipment should email risk@k-state.edu to report damage to university equipment and start the claims process.
International Travel Accident and Sickness Insurance
Faculty, staff, students, dependents and qualifying guests are covered by the On Call International global assistance and insurance program when traveling outside of the United States for university business purposes.
Worker's Compensation
Employees of Kansas State University, including student employees, are provided protection under the Worker's Compensation Act. Employees appointed to positions with Federal benefits are covered by the State of Kansas Worker's Compensation program for any job-related injuries or accidents occurring after February 1, 2003. Injured employees must follow the workers' compensation insurance process.
Third-Party Insurance
Other Insurance Policies
Kansas State University purchases the following insurance policies to fill gaps not covered by worker's compensation, health insurance, the Kansas Tort Claims Act, or system-wide policies.
- Airport liability
- Aircraft hull & liability
- Crime
- Inland marine
- International liability package
- International Travel Accident & Health
- Medical Professional Liability
- Special Crime
Please contact Elliot Young, AVP, University Risk & Compliance Officer, with questions about the policies listed above ecyoung@ksu.edu.